Trusted Expertise. Transparent Guidance. Personalized Financial Care For Every Stage of Life.
For individuals and families, managing finances is about more than numbers: it’s about protecting what matters most and creating lasting security. Whether it’s tax planning, retirement preparation, or building generational wealth, Regality Financial offers trusted expertise and personalized support to help you make informed, confident decisions.
We take a holistic approach to financial care, combining personal tax strategy, estate and trust planning, and coordination with our network of investment professionals. Every element of your financial life is aligned seamlessly and strategically, giving you clarity, confidence, and peace of mind to focus on what truly matters.
A Complete Suite of Services for Individuals & Families
Personalized Financial Care for Every Stage of Your Life
Whether you’re starting your career, raising a family, or planning your legacy, we make taxes and planning simple and connect you with our trusted partners for investing, insurance, and mortgages when you need them.
The Foundations
- Annual T1 tax filing with credit optimization
- RRSP vs. TFSA strategy, first contributions, and FHSA setup
- Tuition, student loan interest, and Canada Training Credit claims
- New to Canada returns and foreign reporting (e.g., T1135)
- Gig / self-employed setup & filings (T2125), simple bookkeeping
- Tax projection & installment guidance so there are no surprises or big tax bills
Family & Home
- Family tax planning: spousal RRSP, eligible income splitting
- Childcare expenses, CCB review, and RESP funding plan
- Home purchase/sale guidance: FHSA/HBP, principal residence designation
- Rental property reporting (T776) and short-term rental rules
- Medical & disability claims (incl. DTC) and credit reviews
- Protection check-in with insurance & mortgage partners (referrals)
Retirement & Estate
- RRSP/RRIF withdrawal strategy and TFSA optimization
- CPP/OAS timing and clawback reduction planning
- Pension income splitting and multi-account drawdown plan
- Charitable giving strategy (including in-kind donations)
- Estate & trust returns (T1 Final, T3), clearance certificate support
- Executor coaching and document organization for families
- Retirement property guidance
Real Stories. Real People. Real Peace of Mind.
Whether it’s your first tax return, buying your dream home, or planning your family’s estate, Regality Financial helps you make confident decisions at every milestone.
See how we help Canadians build financial confidence for life.
families find savings with Regality and optimize their financial life
